Plan sponsors and members interested in taking counter-fraudulent measures should read on to learn the Do’s and Don’ts of HSA use to help protect their coverage.
- Protect your health card information. This means both your provincial and benefits plan cards. Losing these to identity thieves will corrupt your records and negatively impact your insurability.
- Report any suspicious HSA activity to HR or to your insurer. This includes reporting providers who waive your co-payment or deductible regularly.
- Check the receipts received for products and services to ensure that they all accurately reflect what was delivered to you.
- Get your hands on copies of any forms that you are asked to sign.
- Be cautious when dealing with any “free” health services that ask for your health insurance information. No free service requires health insurance information, so this is always suspicious.
- Let anybody other than yourself use your benefits card when seeking products or services.
- Sign your name on any blank claim forms, as these enable defrauders to use you as a front for their criminal activities.
- Let anybody use your health spending account – this coverage is for you and your family!
Learn more about Benecaid’s HSA at http://benecaid.wpengine.com/health-spending-account.