Attract and retain the best employees

Our cost-effective and sustainable solutions
create loyalty. Over 95% of our customers
remain with Benecaid for the long term.

We’re the health benefits company that big
insurance companies don’t want you to know about.

About us

The short story
For over 20 years, Benecaid has been known as the disruptive force in Canadian Health Benefits. We have always prided ourselves in bringing the best new ideas in health benefits to Canada’s small and medium-sized companies. As an early administrator of Health Spending Accounts to our unique Flex group plans (including Canada’s first “ASO” plan for the SMB market), and now, the market-leading digital Honeybee platform – you can always count on Benecaid to deliver best-in-market solutions. Canadian benefit trends including cost sustainability, employee choice, mobility and digitization, alternative lifestyle benefits and more – are all part of Benecaid’s market leading health benefit plans.
We know your business, employees and customers mean the world to you – let us help you take care of them. Your trust is essential. That’s why we are members of the Third-Party Administrators Association of Canada (TPAAC), the International Foundation of Employee Benefit Plans (IFEBP) and are fully audited. Even our entire claims process is overseen by independent Chartered Professional Accountants.
At Benecaid, we understand small and medium-sized businesses.
Why us

How we are different

Pay only for what you need!

Our plans can be configured so you only buy what you need. Your Advisor works with our team to make sure you have the perfect solution for your specific company.

Solutions for your business.

Your personalized Benecaid plan can adapt as your business grows and evolves. We have different styles of plans – and they are all designed to help you attract and retain the best employees. With industry leading client retention, we have the solution for you.

Companies of all sizes.

If you are a business with just one employee – right up to mid-sized companies with a few thousand employees – you will love our solutions that put your health spending back under your control.

Fanatical about service.

We are proud of our service and are always striving to improve. We measure Net Promoter Score continuously and focus on great service levels and fast claims turnaround times. Everything is managed by Benecaid in-house, here in Canada! Our world-class portals provide customized self-serve access for Plan Members, Administrators and Advisors.

Our customers

In good company
Thousands of new members trust Benecaid every year
With over 1,300 fantastic Independent Insurance Advisors recommending Benecaid solutions, why not try us? You will join over 4,500 other companies across the country that use Benecaid as their trusted health benefits provider. See what over 100,000 other Canadians already know. For great plans, service and a long-term sustainability, Benecaid is the company that cares.


Dr. Brian Kleinberg
Kleinberg Corporate Wellness - President

Dr. Brian Kleinberg is the President of Kleinberg Corporate Wellness; a company which helps corporations promote employee well-being while preventing injury and illness through on-site educational, motivational and training programs.

He was introduced to Benecaid in 2011 and was impressed by the fact that it allowed small business owners like him to use a tax-free account to pay for a wide range of health care services not covered by government insurance plans.

“If you are looking for an employee health benefits program which will give your business tax benefits, is easy-to-use and manage and provides a wide range of flexible options and add-ons, then I can recommend the Benecaid HSA plan to you!”


Saudia Allie
Method Integration - Manager, Operations

Method, a Customer Relationship Management Software company, began as a start-up with only 10 people. They didn’t think much of their health benefits plans as they were young and rarely utilized it. They have grown significantly and with many employees now having families, it became apparent that they needed to have a well-managed health benefits plan.

Once they started looking into options, their wish list was fairly simple:
• Quick claims turn around
• A responsive Account Manager
• Competitive benefits offering
• Affordable budget
• Quick and simple enrolment of new staff

“I went into the initial Benecaid meeting with the mindset that there was no way we would get better benefits, at an affordable cost that would not require me to spend a lot of time getting set up. I can now say that I was proved wrong on all fronts.”

The group was seamlessly enrolled using the online portal

“The staff is happy and excited about the new benefits, the portal, ease of use and the fact that they don’t need to mail in receipts anymore. So far I am ecstatic with the service we have received and look forward to spending the time I have regained on other projects that help move our company forward.”


Sandy Lavergne
SAMES KREMLIN Inc. - Office Manager

SAMES KREMLIN Inc. manufacturers and sells industrial spray equipment solutions worldwide with a branch office in Toronto Canada. Their employees are their greatest asset; in turn their benefit plan is of utmost importance.

Struggling to keep their benefit costs in check was an on-going battle.They wanted a different plan, one that puts the employee’s needs first. Their plan has evolved as their company has grown, and they have happier employees - and a better bottom line.

“The Benecaid staff made the transition seamless. The staff was efficient, friendly & topnotch. Our claims are handled quickly & the questions from staff are answered immediately. I only wish we had found this company many years sooner.”


Dr. Brian Kleinberg

Kleinberg Corporate Wellness – President

2 2

Saudia Allie

Method Integration – Manager, Operations


Sandy Lavergne

SAMES KREMLIN Inc. – Office Manager

Connect with us

Call 1 877 797-7448

To learn more, or leave your information
and someone will reach out to you