Our traditional Health Spending Account (HSA) allows employers to deposit funds for each employee on a predictable schedule: monthly, quarterly, semi-annually or annually. The company decides how much to contribute... read more →
This credit-based Health Spending Account (HSA) allows employers to declare a pre-defined amount per employee and get billed only when claims are submitted. Billing is set up to be weekly, semi-monthly... read more →
Many entrepreneurs think traditional group health insurance is their only option to pay for medical expenses not covered by provincial plans, and are not aware of other option such as... read more →
Adding coinsurance to a group plan drives down the overall cost of the plan but the impact on employees is not always positive. Find out how to use a Health... read more →
More and more, we’re seeing HSAs being used as stand alone benefits plans for small groups or those new to benefits. Companies love the budget predictability of an HSA while... read more →
Not all employees are the same so why should their benefits plan be? Health Spending Accounts (HSAs) are a way to provide additional compensation for partners or key executives that... read more →
Insurance terminology can be confusing for all of us - including our clients. To help you easily explain some of these terms, we’ve created a glossary of some of the most commonly... read more →
Introducing our new Health Spending Account (HSA) Video Series We've created several short videos, each focused around a unique HSA benefit. Send, share and post these videos to help explain... read more →
A Health Spending Account (HSA) is one of the easiest products to sell. It’s a financial product that saves your clients money without having to pay mandatory premiums. 3 Step... read more →
A routine plan review uncovered an unpleasant surprise for one of our largest clients. Their plan had been hit hard by a biologic therapy that was new to the market.... read more →
In a Statistics Canada study conducted in 2008, it was found that the average Canadian household spends over $2,000 each year on health care expenses including dental services, prescription drugs,... read more →
We live in an era where fraud is more of a threat than ever. Remember the good old days when all you had to worry about was having a credit... read more →