Disability Insurance

Disability insurance provides financial support to help preserve an employee’s income should they become disabled. A disability can result from a number of causes including an injury, a serious illness or a mental health issue.  The duration of a disability can be considered either short- or long-term.

Benecaid’s Disability Insurance provides peace of mind, knowing support will be there if ever an injury impacts your or your employees’ ability to perform your job. Whether the injuries are long-term or short-term, our Disability Insurance provides financial support to the employee no matter the duration. Show your employees you care by providing them with better protection against lost wages. Call one of our Benefits Consultants today to find out how we can help.

Short-Term Disability (STD or WI)

Short-Term Disability (STD) coverage provides your employees with a portion of their income for a short period of time, generally 15 to 26 weeks, should they not be able to perform their job duties due to an accident or illness.

Long-Term Disability (LTD)

Long-Term Disability (STD) coverage provides your employees with a portion of their income over a longer period of time, generally more than 18 weeks, should they become unable to perform their job duties due to an accident or illness.

Disability Management

Each claim is assigned an experienced case manager to ensure thorough claims investigation and
timely benefit payments, with the ultimate goal being the successful return to work by the disabled employee.

Our disability program approach focuses on:

  • A strong partnerships with
    employers and employees
  • Early intervention
  • Claim management
  • Rehabilitation process

Benecaid’s disability insurance provides peace of mind knowing that if ever an injury impacts your or your employees’ ability to perform your job, support will be there. Whether the injuries are long-term or short-term, financial support will still be available to the employee no matter the duration. Show your employees you care by providing them with better protection against loss of work than any government program could ever do. Call one of our Benecaid consultants today to find out how we can help.