Employers across Canada think they are doing their best to provide their employees with the rewards and benefits they want (and often expect). However, with shifting demographics, more millennials entering... read more →
Studies show that employees are consistently healthier and happier when the workplace is flexible. Options in work schedules, the ability to work from home, and even multiple beverage choices in... read more →
In the group benefits industry, one of the newest trends in 2017 for businesses of all sizes is the increase in employee-directed benefits plans. These are different from typical, traditional... read more →
As discussed in our article back in February, Ontario’s Trillium Drug Program (TDP) aimed to make several beneficial changes to their program by September of 2017. These changes however have... read more →
In today’s health benefits market, there is a notable shift from defined benefits towards defined contribution. This is not surprising given the massive shift in the pension sphere where the... read more →
Our voices were heard! On February 1st, 2017 Prime Minister Trudeau announced that the Federal government has no plans to implement a tax on employee health and dental plans. This... read more →
The Federal Government is considering implementing a tax on employer-provided health and dental plans in the Spring 2017 Budget. Why would they do this? Taxing the premiums paid on employer-provided... read more →
The industry average increase of group benefit plans are expected to be at least 8% in the coming year, according to a recent prediction by Aon Hewitt. Therefore, a focus on cost... read more →
Our traditional Health Spending Account (HSA) allows employers to deposit funds for each employee on a predictable schedule: monthly, quarterly, semi-annually or annually. The company decides how much to contribute... read more →
This credit-based Health Spending Account (HSA) allows employers to declare a pre-defined amount per employee and get billed only when claims are submitted. Billing is set up to be weekly, semi-monthly... read more →
The month of June means it is time for the results of the annual Sanofi Canada Healthcare Survey. I look forward to the results every year because they are 100%... read more →
As an Advisor, you're always looking for ways to attract new clients - social media is an easy and free way to do just that. Join us on Wednesday, June 29th... read more →