If you’re like most people, you need to save money wherever you can. One of the best ways to do this is to figure out which expenses are tax deductible.... read more →
Ontario’s Trillium Drug Program (TDP) is an annual government program for residents of the province that spend a disproportionately large portion of their income on prescriptions. The program can be... read more →
Administrative Services Only (ASO) plans, also known as self-funded health care, are arrangements where a company pays for employees’ eligible health and dental claims, up to chosen deductible level. Once... read more →
Although there is no legislation requiring employers to offer employee benefits, they can be a very effective component of your employees’ overall compensation package. Benefits can include private health and... read more →
The most important thing to remember when creating an employee group benefits plan is that benefits are a long-term investment in your employees and your business. Your health benefits plan... read more →
In May of last year, we released an article called “Using an HSA to Protect Against High Drug Costs,” discussing how one client used a Health Spending Account (HSA) to... read more →
The Federal Government is considering implementing a tax on employer-provided health and dental plans in the Spring 2017 Budget. Why would they do this? Taxing the premiums paid on employer-provided... read more →
The industry average increase of group benefit plans are expected to be at least 8% in the coming year, according to a recent prediction by Aon Hewitt. Therefore, a focus on cost... read more →
Employee Assistance Programs (EAPs) have grown in popularity over the past few years. These popular add-ons are used to help supplement current employee benefits, and they are often standard with... read more →
A Health Spending Account (HSA) offers more coverage than employees might realize. While its primary function is to pay for medical expenses not covered by your Provincial plan, there are... read more →
Critical illness and disability insurance coverage are not the same, but they are both beneficial – and often necessary for employers. While you have the option of one or the... read more →
Benecaid’s flexFIT plan is a fully insured group benefits solution with the added benefit of our superior customer service. With a flexFIT fully insured benefits plan, the company pays a... read more →
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