- Breast pumps and related supplies. If you are breastfeeding your baby, your HSA can cover breast pumps along with any other supplies that help with lactation.
- Home improvements relevant to your health. If you need to build ramps, widen your doors, or install anything else to improve disability access, then you will be able to either fully or partially cover these expenses using your HSA.
- Car modifications. Unfortunately, this doesn’t apply to that sweet new spoiler or those shiny rims you had been eyeing for your “vintage” jalopy. However, any disabilities that you or your family members may have that call for special hand controls or other accessibility options do qualify for coverage.
- Fertility enhancements. HSA funds can be used to overcome fertility issues and pay for expensive in vitro fertilization.
- Service animals. HSA credits can be used to cover the costs of buying, training, and maintaining your guide dog or other service-related animal. This means you can pay for food, grooming, and vet bills with your HSA so long as they contribute to the performance of that service animal.
- Anti-smoking efforts. Though you can’t use your HSA to buy over-the-counter nicotine products to help your quitting efforts, these credits can be used to cover the cost of quitting programs. When considered alongside the health risk of smoking, these savings give you all the reasons you need to quit once and for all.
Though HSA coverage should never be abused, the credits should be used in order to prevent losses after two years of roll-over. Share this article to a friend covered under an HSA who may not be aware of the full benefits they are being offered – or share it to a friend without an HSA to brag!
Learn more about Benecaid HSA’s at http://benecaid.wpengine.com/health-spending-account.